Conectiv is a membership platform that combines financial education and lifestyle benefits in one place. Owned by Investview Inc. (INVU), a publicly traded company, Conectiv is designed for people who want to build practical money skills that connects self-directed financial management with overall lifestyle and wellness.
Here’s a closer look at what’s included, how membership works and what it means to be part of the Conectiv network.
What Conectiv Offers
Conectiv organizes its offerings around three core areas:
- Financial education and tools
- Wellness solutions
- Lifestyle benefits
Within those areas, members get access to a broad set of resources depending on their membership tier. Resources may include:
- On-demand financial education courses covering personal finance, investing fundamentals and market concepts
- Live market sessions and educational trade analysis across asset classes, including stocks, forex, crypto and commodities
- Real-time market scanners and trading calendars to help members identify and track opportunities
- Debt elimination and bill negotiation tools for everyday money management
- Solutions designed to support physical wellbeing alongside financial goals
- Travel discounts and lifestyle perks, including access to wholesale rates on hotels, flights and experiences
How Conectiv Delivers Its Education Content
Conectiv’s financial education is organized into three components:
- The Academy provides on-demand lessons that break down complex financial topics into practical content.
- Live sessions bring that education into real time, with regular market commentary and educational alerts that show how concepts apply to current market conditions.
- Financial tools round out the experience with resources designed to support personal money management.
Together, the three components are intended to help members move from foundational knowledge to more confident, informed decision-making.
Who Might Benefit?
Conectiv is built for people who want support that also integrates health and lifestyle into their financial lives. Individuals who might enjoy benefits from a Conectiv membership include:
- People entering the workforce
- Individuals rebuilding financially
- Persons who are self-employed or do part-time gig work
- Busy professionals who want organized financial tools and education
- Anyone who wants to learn how markets work at their own pace
For those looking for high-quality resources to make more informed financial decisions, Conectiv’s self-directed model is an attractive option. For others seeking expert financial advice and direct wealth management, Conectiv isn’t the ideal solution because it doesn’t (and can’t legally) offer these services.
Understanding Conectiv’s Membership Plan Structure
Conectiv structures memberships across four tiers. Each requires a one-time enrollment fee; after that, members pay a monthly rate.
The tiered structure reflects the straightforward logic that not every member needs access to every feature.
Someone just getting started with financial education may find the Basic tier sufficient, for example, while a more active trader who wants multi-market analysis, real-time scanners and travel benefits might find a better fit at one of the higher tiers.
| Published plan prices as of April 2026 | ||
|---|---|---|
| Plan Tier | Enrollment Fee | Monthly Renewal Fee |
| Basic | $199 | $99 |
| Core | $299 | $179 |
| Plus | $599 | $179 |
| Pro | $1,499 | $179 |
What You Get With Each Plan
- Basic plan. Live market insight and analysis sessions for 1 market, educational videos on personal finance and investment and tools to help with bill negotiation and debt management.
- Core plan. Support for 2 markets, everything in the Basic plan plus daily technical analysis, trading calendars and journals.
- Plus plan. Support for 3 markets, everything in the Core plan, plus one real-time scanner to help identify market opportunities.
- Pro plan. Everything in the Plus plan, plus travel perks and savings, crypto strategy support, live streams and alert channels.
The Membership-to-Distributor Pathway
Conectiv’s membership model extends beyond access to tools and education, becoming a small-business opportunity for some. While the majority of Conectiv members join as customers and remain so, the platform offers an optional pathway for those who want to share it with others and earn referral bonuses.
It’s important to note that referrals are optional and are not a membership requirement. Members can use the platform without participating in the referral program.
Every member receives a personal referral link at enrollment, and anyone who signs up through that link generates a bonus for the referring member. Members can earn up to $600 in referral bonuses without any formal distributor designation. Below $600 per year, it functions more like a standard referral program.
The pathway to becoming an Independent Distributor kicks in if a member surpasses $600 in referral earnings in a single year. At that point, Conectiv requires you to go through a Know Your Customer (KYC) verification process, sign a formal distributor agreement, and complete a basic distributor training course. These steps are required by income reporting thresholds set by U.S. tax law and ensure Distributors are trained on how to market Conectiv compliantly and accurately.
You can also complete the Distributor Upgrade process when you first sign up if you know you want to use the platform in this way.
Distributors are independent contractors, not employees, and are responsible for their own taxes and business expenses. Purchasing a membership is not required to become a distributor. Someone who wants to share Conectiv’s offerings without being a paying customer can request information about distributor kits directly from the company.
Conectiv publishes its full Policies and Procedures, Distributor Agreement, and Purchase Terms on its website, outlining the rules governing how distributors can market and represent the platform.
What’s a Publisher’s Exclusion and How Does It Apply?
Under the U.S. Investment Advisers Act of 1940, companies that provide personalized investment advice to clients are required to register with the SEC as investment advisors. The Publisher’s Exclusion is a carve-out in that law for publishers of financial news, research and commentary that distribute general information to a broad audience rather than tailored advice to individual clients.
Conectiv operates under this exclusion. The platform delivers market analysis, trade signals, educational content and research to its entire member base. It doesn’t review individual financial situations or make personalized recommendations. Members decide for themselves whether and how to act on any information provided.
To understand where Conectiv sits in the financial industry, think about it as being closer to a financial publication than to an advisory firm. It doesn’t hold investment capital, isn’t paid by financial institutions for its research, and nothing it publishes involves an offer to buy or sell securities.
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